achbusiness.com
The easy, affordable online
ACH origination software solution.
Powered by FIConnect 3.2
ACH Software Solutions
SBT Business Technologies has more than twenty (20) years specializing in the development of ACH Origination software and empowers financial institutions who provide ACH services to their business customers. Our products are web-based, meaning NO software to install, upgrade, or maintain! SBT dedicated servers are protected by several layers of physical and digital security (certificates, encryption, etc) and are backed up by SSAE 16 documentation.
ACH Service Highlights: ACH Origination, ACH Returns / NOCs, ACH File Delivery, OFAC, SSAE 16 Reporting, Automated Recurring Payments
To determine if SBT's ACH Services are a good fit for your organization, please click the best match below:
3-Tier Model
Corporate CU / Banker's Bank
Concentrator / Correspondent
The 3-tier environment enables financial institutions to securely transmit files between member CU's / Banks and for them, in turn, to seamlessly communicate securely with their business / corporate customers.
All tiers have the ability to originate, receive (file delivery), and support all active SEC codes.
Full billing support is integrated to track billing by transaction volume, file volume, monthly per client, or any combination thereof.
Risk management, ACH warehousing, IAT, EFTPS, FEDI support
Import accounts & transfer details from accounting software (such as Quickbooks) in NACHA compliant, CSV, or fixed width formats.
Recurring payments available to end-users (billing, payroll, G/L, loans)
Instantly deploy a complete ACH solution from top (FI) to bottom (clients).
2-Tier Model
Member CU / Bank
Processor / Respondent
The 2-tier environment is perfect for independent FI's or those who process directly with the Federal Reserve (i.e. FedAdvantage) or whose upstream bank has requested NACHA compliant formatted ACH files.
Your customers will enjoy an easy, secure method to manage (or import) accounts and ACH originations. Delivery to you is secure and simple and allows you to combine all files for export.
Risk management, ACH warehousing, IAT, EFTPS, FEDI support
Import accounts & transfer details from accounting software (such as Quickbooks) in NACHA compliant, CSV, or fixed width formats.
Recurring payments available to end-users (billing, payroll, G/L, loans)
1-Tier Model
Business / Corporate
Client
The 1-tier environment is provided directly to small businesses. This scenario enables a company to originate or import then manipulate ACH files to be exported and sent manually to a financial institution.
We do NOT provide end-to-end processing of the files to the Federal Reserve. A processor is still required. Please contact us if you would like a recommendation for payroll processing.
Import accounts & transfer details from accounting software (such as Quickbooks) in NACHA compliant, CSV, or fixed width formats.
Five great reasons to choose SBT's ACH software & services.
SBT has been a pioneer in ACH Software & Solutions since 1986
Our years of experience gives us the insight needed to ensure the success of your business. Recognized as an innovator and market leader, SBT is always on the cutting edge of technology.
Full-featured solutions
SBT listens and relentlessly implements suggestions from our customers. Due to the longevity of our product line, we have been able to include features our competitors cannot provide.
User-friendly
Our applications are well thought out and well designed. This means we have been able to make an interface that is easy to learn, easy to navigate, and easy to use.
Customer support
SBT customers enjoy a friendly and patient support staff that is able to help you get set up and to setup your customers as well. With sufficient training included during installs, you will be self-sufficient in no time!
Reliable service with focus on uptime
Thousands of financial institutions and their corporate customers have utilized SBT's operational tools over the past 20+ years to minimize required labor and reduce the number of errors associated with transaction delivery.
End-users can use either Windows-based or Mac-based machines running Firefox or Internet Explorer.
SBT is the home of products/services including ACHAccess, achbusiness.com, and FIConnect.
achbusiness.com and FIConnect are SBT's web-based ACH Origination and Receiving service portals.
OPTIONAL: Automatic / Manual OFAC scanning for any type of item. Covers unlimited customers & unlimited SDN list scans.
OPTIONAL: Compliance documentation is available for SSAE 16 reporting, disaster recovery, financials compilation, standards, procedures, and more. All can be easily accessed and printed online via an online compliance portal.
Need a brief ACH primer or considering a standalone ACH software? Take a look at our page on the History of ACH and SBT.